Types of Appraisals
Free Verbal Appraisals
Bring your items in for a no-obligation evaluation based on current market value, with no charges for small or well-organized collections.
Written Appraisals
For legal, insurance, or tax purposes, we provide formal written appraisals with detailed descriptions, market values, and professional formatting.
Wholesale Appraisals
Values based on liquidation pricing—what we would pay if purchasing outright. Often required for estate settlements.
Retail Appraisals
Values based on what it would cost to replace items. These appraisals may be required for insurance purposes or charitable donations.
Who Needs Appraisals?
Estate Settlement
Executors, heirs, and attorneys need accurate valuations for probate, asset division, or tax filings.
Insurance Coverage
Homeowners insuring valuable collections need replacement value appraisals.
Charitable Donations
Donors giving collections to nonprofits need fair market appraisals for tax deductions.
Divorce Proceedings
Attorneys and individuals dividing assets need independent, defendable valuations.
Personal Knowledge
Collectors or heirs who simply want to know what they have and what it's worth.
What We Appraise
Our appraisal service includes U.S. and world coins, gold, silver, platinum, and palladium bullion, estates, complete coin collections, and jewelry (fine jewelry, estate jewelry, designer pieces), and luxury watches (Rolex, Omega, Patek Philippe, etc.).
We also appraise sterling silver flatware, sterling serving pieces, paper money, and collectibles, as well as various types of memorabilia.
Our Transparent Process
We examine your items and explain how values are determined—whether based on metal content, rarity, condition, or market demand.
Coins are checked against grading standards. Jewelry and watches are tested with modern, non-invasive technology. Everything is handled with care.
We reference live auction results, certified grading services, and current market conditions to ensure accuracy.
You'll receive a transparent explanation of values—free of jargon and hidden assumptions.
Formal appraisals include detailed item descriptions, valuations, and methodology. All documentation is suitable for legal and financial use.
Appraisal Fees
Free Verbal Appraisals
There's no charge for small collections or items that can be evaluated quickly (typically 30-60 minutes).
Written Appraisals
We charge $125 per hour for formal written appraisals. The fee is waived if you decide to sell the collection to us.
Why Trust Xenia Coin Shop?
40+ Years of Expertise
Decades of experience evaluating coins, bullion, jewelry, and collectibles.
Independent & Unbiased
Our valuations are based on market data, not self-interest. We provide honest assessments whether you sell to us or not.
Professional Credentials
ANA member with professional numismatic training. Our appraisals are trusted by courts, attorneys, and financial institutions.
Defendable & Accurate
Our written appraisals follow professional standards and hold up in legal and financial settings.
For Attorneys & Legal Professionals
We provide expert appraisals and testimony for estate and probate matters, divorce proceedings, insurance claims, and tax or charitable documentation.
Our written appraisals include:
- Fair market values as of the date of death (or other relevant date)
- Detailed descriptions of each item
- Methodology and market references explaining how values were determined
- Professional formatting suitable for probate court filings
- Expert testimony available if the appraisal is challenged or requires court presentation
Our reports are clearly written, well-documented, and suitable for court proceedings. We understand the legal requirements for estate valuations and structure our appraisals to meet those standards. Expert testimony is available when required, and we've testified in probate proceedings throughout Ohio.
How to Prepare for an Appraisal
Bring Documentation
If available, bring receipts, previous appraisals, grading certificates, or provenance information.
Don't Clean Items
Coins shouldn’t be cleaned, as it can reduce their value. Bring in your jewelry as-is.
Organize if Possible
Sorting items by type (coins by denomination, jewelry by metal) speeds the process, but isn't required.
Know Your Goal
Are you selling, insuring, settling, or simply weighing options? Knowing the goal helps us provide the best solution.
Serving Southwest Ohio
We provide appraisal services for clients in Xenia, Dayton, Cincinnati, Columbus, Beavercreek, Springfield, Kettering, and the entire Miami Valley.